Nadia Fauzi

Moving abroad can be a thrilling yet daunting experience. If you’re planning to migrate to the UK, you’re likely wondering about the challenges, costs, and what life will look like on the other side. Here’s a guide to help you prepare for the journey, avoid surprises, and make the most of your new life in the UK.

WHAT TO BRING AND PREPARE
Important documents

• Passport (valid for at least six months beyond your planned stay)
• Visa or work permit documentation
• Birth certificates, marriage certificates, and any legal documents
• Copies of your educational qualifications and professional certificates
• Reference letters for work or rental applications

Clothing

• Warm, waterproof coats for the rainy seasons
• Wool jumpers and thermals for colder months, as they retain heat better than synthetic materials like polyester
• Winter boots with good grip for icy or snowy conditions
• Layered clothing for unpredictable weather
• Comfortable walking shoes

Whilst it’s a good idea to bring some essentials, most clothing items can be easily bought in the UK. This might save you luggage space and help you find items better suited to the local climate.

Essentials from home

• Favourite spices, snacks, or cooking ingredients that might be hard to find. I usually get my oriental food ingredients from Wing Yip or Chinatown. If you’re unsure what’s available, just bring what you think you need
• Small personal items like photos or keepsakes to make your new home feel familiar

VISA AND LEGAL REQUIREMENTS
Moving to the UK requires the right visa. Common visa types include:

• Skilled Worker Visa: For those with a job offer from a UK-based employer
• Student Visa: For those enrolled in a UK educational institution
• Family Visa: For joining a family member who is a UK resident
• Innovator Founder Visa: For those wanting to start a business in the UK
• Visas you can apply for without a job offer: Graduate Visa, Global Talent Visa, High Potential Individual Visa and many more

Please refer to the UK Government’s official website to explore visa options and ensure you meet the latest requirements.

EXPENSES AND COSTS
Living in the UK can be expensive, especially in cities like London. Here’s a breakdown of key costs:

Housing

• Rent: The average rent for a two-bedroom flat in London varies by borough. The cheapest average rent is in Bexley (£1,102 pcm) and the highest average rent is in Kensington and Chelsea (£3,300 pcm), although rental increases are slowing in the most expensive parts of the city.
• Deposits: Typically one month’s rent upfront
• Guarantor: You may need a guarantor if you are a student, you are renting for the first time or you are moving to the UK from overseas

Utilities

• Electricity, gas, and water: £100–£250 per month
• Internet: £20–£40 per month

Groceries and dining

• Groceries for a family of 4: £500-£700 (more if I buy Asian stuff!)
• Dining out: £75-£100 per meal (casual dining)

I have blogged about our cost of living in London as a family of four previously and you can read all about it here.

Healthcare

• NHS surcharge: £624 per year (for visa holders)
• Prescription fees: £9.65 per item

HIDDEN COSTS

• Council tax: A mandatory local tax based on your residence, ranging from £80–£300 per month
• TV license: £169.50 per year if you watch live TV or use BBC iPlayer
• Initial setup costs: Buying furniture, cookware, or home essentials if you rent an unfurnished property
• Banking fees: Some UK banks charge fees for certain accounts or services
• Unexpected travel costs: Trips to visit family back home or domestic travel within the UK
• Visa renewal fees: If your visa needs extending, it can cost several hundred to thousand pounds
• Moving costs: Customs and import fess plus storage costs
• Childcare costs: Perhaps having to pay for private nursery or school whilst you wait for availability in state schools

FINAL TIPS

• Financial cushion: Save at least 3–6 months’ worth of expenses before moving
• Cultural awareness: Learn about British etiquette and customs to ease the transition
• Open mind: Embrace the changes and challenges as opportunities for growth

Migrating to the UK is a big step, but with proper preparation, it can be a fulfilling and life-changing experience. Remember to stay adaptable, reach out for support when needed, and take time to explore all the UK has to offer. Good luck!